Our Fees
Transparent, Fair, and Based on Your Needs
Mortgage & Finance Brokers Ltd (FCA no 1027637) is an Appointed Representative of MGI NETWORK LTD (FCA no 697649), which is Authorised and Regulated by the Financial Conduct Authority. We operate as a fee-charging firm to ensure you receive dedicated, whole-of-market advice tailored to your needs.
Our fees reflect the complexity and nature of your application. Below is a typical guide:
Residential & Buy-to-Let Mortgages
- (Including standard and no-adverse credit cases)
- Fee: 1% of the mortgage amount
- Minimum: £495
- Maximum: £1,995
Specialist Lending
(For complex credit or income circumstances)
- Fee: 1% of the mortgage amount
- Minimum: £1,295
- Maximum: £2,695
First-Time Buyers
If you have not owned a property in the last 12 months, you’re entitled to a 10% discount on our standard fees.
Equity Release / Lifetime Mortgages
- Fee: 2% of the mortgage amount
- Minimum Fee: £1,595
Ongoing Reviewable Service
If you opt into our ongoing mortgage review service:
- Fee: Up to £350 (administration fee only)
- This service is tied to the specific property and is transferable if you move home.
Commercial Mortgages & Bridging Loans
Commercial and bridging loan fees are assessed individually based on the complexity of the case.
- Typical Fee: 1% of the loan
- Minimum Fee: £995
Have Questions?
We’re happy to explain our fee structure in detail during your free initial consultation.
Get in touch to speak with an adviser today.