At Mortgage & Finance Brokers (MFB), we provide expert, whole-of-market advice on a full range of mortgage types. Whether you’re buying your first home, investing in property, or moving house, our team is here to help you find the right deal.
Residential Mortgages
Borrow up to 95% of the property’s value
A residential mortgage is for properties where you or your dependents will live. These mortgages are regulated by the Financial Conduct Authority (FCA) and cannot be used for commercial purposes, such as letting the property for rental income.
We offer tailored advice to help you secure the most suitable residential mortgage for your circumstances – whether you’re a first-time buyer, remortgaging, or moving up the ladder.
Buy-to-Let Mortgages
Borrow up to 85% of the property’s value
Buy-to-let mortgages are designed for landlords who wish to purchase property to rent out. There are several types of buy-to-let arrangements:
- Consumer Buy-to-Let (Regulated)
- Regulated Buy-to-Let
- Non-Regulated Buy-to-Let
As a fully authorised mortgage broker, MFB is qualified to advise on all types of buy-to-let mortgages.
These mortgages can be interest-only or repayment-based. Lenders typically assess rental income when considering your application and may require specific types of tenancy agreements. We’ll guide you through every step.
Home Mover Mortgages
Moving home can be stressful – but it doesn’t have to be. At MFB, we help make the process as smooth as possible.
The first step is knowing how much you can borrow. Our advisers will assess your situation and give clear, personalised guidance.
With access to a wide range of lenders and exclusive mortgage products, we’ll help you find a deal that fits your new plans.
We also advise on all costs involved, including:
- Valuation fees
- Lender arrangement fees
- Stamp duty
- Solicitor fees
We coordinate with estate agents, valuers, solicitors, and lenders on your behalf – so you can focus on your move, not the admin.